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Ward vs. CSX Transportation, Inc
VERDICT - $34,558,333

Hutchens vs. CSX Transportation, Inc.
VERDICT - $2,000,000

Insurance Bad Faith Attorneys Serving Clients in Birmingham Alabama and Nationwide

As experienced insurance bad faith attorneys, Wettermark Holland & Keith, LLC knows that bad faith insurance claims are defined as an insurance company failing or refusing to honor its contract and pay a valid claim.  If this happens, you have the right to bring a civil action for damages against that insurance company. In addition to suing for a "breach of contract", you might be able to bring a "tort" claim seeking damages based upon the insurer's "bad faith" handling of the claim.

Insurance Bad Faith Settlement

Insurance bad faith settlement claims can be filed, but often the insurance company will offer you a  settlement that is far less than your actual damages. You have the right to recover the full value of your loss. While insurers often seek to settle claims for less than their full amount, and no bad faith can be shown if the offer is a reasonable one, if the carrier is offering a settlement that is completely out of line with your actual damages, or is trying to take advantage of a difficult financial situation that you are in in order to save them money, that may be found to be an act of bad faith. Intentional low-balling is simply a type of bad faith.

If your insurance company fails to pay your claim then it is considered 'insurance bad faith'.

Insurance Bad Faith Remedies

During insurance bad faith case negotiations, if your insurance company won't pay your claim or won't pay what you think the claim is worth, then they are in breach of contract

Insurance Bad Faith - Breach of Contract

An insurance policy is a contract between the insurer and the insured. If the insurance company fails or refuses to pay a claim which should be paid under the terms of the policy, it is in breach of the contract, and the insured can pursue all available legal remedies for the breach. This is called insurance bad faith. This usually involves filing a lawsuit against the insurance company. If successful, the insured will be able to recover its damages, which at least will equal the amount the insurer should have paid under the terms of the policy. Depending on state law and the circumstances of a specific case, damages may also include other expenses that were incurred because of the breach as well as costs of the lawsuit.

Wettermark Holland & Keith, LLC has extensive experience representing the family members in insurance bad faith cases. They have a proven track record that shows experience and the ability to win cases. As wrongful death lawyers, the firm has relationships with dozens of doctors, specialists, and other health care professionals to assist its clients.

If you are looking for experience, reputation, and a professional  Law Firm,  contact us. The right lawyer can make a difference in your insurance bad faith case. 

Alabama Personal Injury Attorney | Tennessee Injury Lawyer | Wettermark Holland & Keith, LLC